Fair Isaac (FICO)
FICO · NYSE · Technology
$879.62
$42.75 (-4.86%) today
Market Cap
$19.00B
24h Volume
$441.1M
P/E Ratio
25.4
52w High
$1,879.55
52w Low
$879.62
Est. AI Revenue
35%
7-Day Sparkline (Static)
Company facts
Performance
About Fair Isaac (FICO)
Fair Isaac, known as FICO, sells analytics software to the financial industry. Its FICO Score is the standard credit score used by the large majority of top US lenders, and it pairs that scores business with decision management software that banks use to automate lending and fraud choices.
Machine learning is the foundation of its products: the FICO Score itself, the FICO Platform for building analytics-driven decisions, FICO Decision Optimizer for weighing tradeoffs, and Falcon Fraud Manager, which watches payment card transactions for fraud.
Founded in 1956 and headquartered in Bozeman, Montana, FICO trades on the NYSE and employs roughly 3,900 people.
Fair Isaac (FICO) in the AI buildout
FICO sits in the AI Applications layer of the buildout. Analytics is not an add-on here: machine learning scoring and decisioning is the product lenders buy for underwriting and fraud detection. Growth, however, follows lending activity and score pricing rather than AI infrastructure spending, so its connection to the buildout is indirect. Supercycle assigns it an AI Exposure Score of 30 out of 100.
FICO is tracked in AI Applications, rated Growing on the AI Exposure leaderboard.
By the numbers
52-week range
FICO trades at $879.62, 0% of the way up its 52-week range of $879.62 to $1,879.55.
Market cap
Market capitalization is $19.00B, with an AI Exposure Score of 30 out of 100.
Valuation vs peers
Its P/E ratio of 25.4 is in line with the AI Applications category median of 28.1.
Next earnings
Fair Isaac (FICO) is next expected to report earnings on November 4, 2026.
Market data as of the close on . Prices are end of day, not live.
Frequently asked questions
What does Fair Isaac do?
FICO sells credit scores and analytics software to lenders. Its FICO Score is the standard US consumer credit score, and its decision management software automates underwriting and fraud decisions.
How is FICO exposed to AI?
Machine learning scoring and decisioning is the core product lenders buy, but growth follows lending activity and score pricing rather than the AI buildout. Supercycle scores it 30 out of 100.
What are FICO's main products?
The FICO Score used in US consumer lending, the FICO Platform for analytics-driven decisions, FICO Decision Optimizer, and Falcon Fraud Manager for payment fraud detection.
Is FICO a pure play AI stock?
No. Analytics is its product, but demand tracks lending cycles rather than AI infrastructure. Its AI Exposure Score of 30 out of 100 reflects deep ML content with indirect buildout exposure.
Where is FICO based and who leads it?
Fair Isaac is headquartered in Bozeman, Montana, and is led by CEO Will Lansing. Founded in 1956, it employs roughly 3,900 people and trades on the NYSE.
Profile written 2026-08, updated as the business changes. Editorial content, not investment advice.