Lemonade
LMND · NYSE · Financial Services
$44.36
$3.24 (-7.31%) today
Market Cap
$3.43B
24h Volume
$92.5M
P/E Ratio
-7.1
52w High
$96.57
52w Low
$44.36
Est. AI Revenue
80%
7-Day Sparkline (Static)
Company facts
Performance
About Lemonade
Lemonade is an AI-first insurance company. It makes money underwriting renters, homeowners, pet, and car insurance, sold through an app where AI handles most of the customer experience.
Its AI does the work humans do at traditional insurers: the Maya chatbot sells policies, AI Jim handles claims, synthetic agents automate service interactions, and predictive pricing AI sets premiums and flags fraud. Lemonade targets younger renters and first-time policyholders, and it reinsures much of the risk it writes rather than carrying all of it on its own balance sheet.
Founded in 2015 and headquartered in New York, Lemonade trades on the NYSE and employs about 1,300 people.
Lemonade in the AI buildout
Lemonade sits in the AI Applications layer of the AI buildout as one of the clearest applied-AI business models in insurance. Chatbots sell and settle, machine learning prices and screens, and the whole thesis is that an AI-native cost structure eventually beats incumbent insurers running on people and legacy systems. Results still hinge on insurance fundamentals, especially loss ratios, but AI is not a feature here: it is the company's operating model.
LMND is tracked in AI Applications, rated Core on the AI Exposure leaderboard.
By the numbers
52-week range
LMND trades at $44.36, 0% of the way up its 52-week range of $44.36 to $96.57.
Market cap
Market capitalization is $3.43B, with an AI Exposure Score of 70 out of 100.
Next earnings
Lemonade is next expected to report earnings on November 4, 2026.
Market data as of the close on . Prices are end of day, not live.
Frequently asked questions
What does Lemonade do?
Lemonade sells renters, homeowners, pet, and car insurance through an AI-driven app. Its Maya chatbot sells policies, AI Jim processes claims, and machine learning handles pricing and fraud detection.
How is Lemonade exposed to AI?
AI is its operating model. The thesis is that an AI-native cost structure beats incumbent insurers, though results still hinge on loss ratios. Supercycle rates it an AI Exposure Score of 70 out of 100.
What are Lemonade's main AI products?
The AI Maya chatbot for selling policies, AI Jim for claims handling, synthetic agents for automated service, and predictive pricing AI for premiums and fraud detection.
Is LMND a pure play AI stock?
It is an AI-native insurer rather than an AI vendor. The company runs on AI but sells insurance, and its results ride insurance economics. Its AI Exposure Score is 70 out of 100.
Where is Lemonade based and who leads it?
Lemonade is headquartered in New York, New York, and is led by CEO Daniel Schreiber. The company was founded in 2015 and employs about 1,300 people.
Profile written 2026-08, updated as the business changes. Editorial content, not investment advice.